I have had a really hard year, and I need a break. I won't be able to take a holiday over Christmas as that is my busiest time, but I won't have enough money to pay for my holiday until after I get my Christmas bonus. I ended up deciding to get an extension on my mortgage after comparing the interest rates on personal loans and my credit card. After I've gone on my holiday I'm sure I'll be much more focused and productive at work. This blog is all about how to compare options on ways to pay for a holiday on credit.
25 October 2024
In the ever-evolving real estate market, determining the accurate value of a property is crucial for both buyers and sellers. Whether you're looking to sell your home, purchase a new one or simply need an appraisal for tax purposes or to get a loan using your assets, hiring professional property valuers can provide you with invaluable insights. Let’s explore why engaging a qualified valuer is essential and how it can benefit you.
28 May 2024
Understanding property valuations is crucial when buying or selling a home. They not only determine the market value of your home but also play a significant role in negotiations, mortgage approvals and investment decisions. This blog post aims to provide homeowners with an in-depth understanding of the factors influencing property valuations, the process involved and tips for maximising their home's value. What Is a Property Valuation? A property valuation is an estimate of a property's market value based on various factors, including location, condition and recent sales of similar properties.
12 October 2022
If you need cash and are considering taking out a cash loan, it's important to understand the potential reasons why your loan application may be denied. Here are some of the most common reasons for cash loan denial. Insufficient Income Among the most common reasons for cash loan denial is insufficient income. Lenders want to be sure that you have the ability to repay the loan. If your income isn't high enough, they may not feel confident in approving the loan.
19 January 2022
This article answers some common questions the reader may have about owner-occupied loans. Read on to discover more! What is an owner-occupied loan? An owner-occupied loan is a home loan where the same person who owns the house also lives in it. They are available to people who will be living in the property for the majority of the time they wish to use the home as security on a loan.
16 July 2021
Everyone dreams of financial freedom that enables them to handle all their money emergencies without borrowing. But sometimes, the finances are elusive. If you are in a challenging financial situation and do not know how to get the finances needed to deal with your emergency, consider getting a fast cash loan. Here are the benefits that you get from applying for a fast cash loan online: 1. You Don't Have to Deal with a Third Party